My girlfriend and I split the $75 monthly premium for our 2-year-old American Staffordshire Terrier. We have a deductible of $700 and 90% coverage after that. However, Trupanion does not cover her annual visit, where she receives multiple $100 vaccines. We’ve only taken her to the vet once for gastrointestinal distress. Do you think it’s worth keeping this insurance for her?