Progressive Vs nationwide

The difference between the two insurance options is roughly $120 a year for our two cats: a 3-year-old male domestic shorthair and a 1-year-old female domestic shorthair. The female has a bacterial eye infection, and the male was recently at the vet due to lethargy, though they couldn’t find anything and he’s fine now. I’m unsure if these issues would affect coverage eligibility. I’m also open to other insurance recommendations.