Massachusetts, Multiple Older Cats

My Nationwide Whole Pet plan, which covered 70% of non-preventative costs, is no longer going to be available in my area, or so they say :unamused:. Here’s the situation with my cats:

  • 13-year-old male domestic long hair, FIV positive.
  • 10-year-old female domestic short hair, had major abdominal obstruction surgery 3 years ago.
  • 8-year-old female domestic medium hair, currently being diagnosed with something causing nasal distress.

All of them need major dental work/extractions, and each is on a prescription diet.

I’ve heard some things about Spot, ASPCA (which look the same on their websites), and MetLife. What are your thoughts?